Can I get both Medicare and Medicaid?



You are "dual eligible"if you qualify for both Medicare and Medicaid. Both programs can work together to cover your health care needs!


 Medicare                                            Medicaid                                       

Federal health insurance program
governed by the federal government


Joint federal and state program
governed by the state government

 Coverage:
  • Part A - Hospital or skilled nursing facility
  • Part B - Doctor visits, care and services as an outpatient and some preventive care
  • Part D - prescription drugs


Coverage: 

Varies per state.
Mandatory benefits include:
  • Hospital and skilled nursing facility care and services
  • Doctor, nurse services and more

Cost:

 Cost depends on the coverage you choose.
Costs may include premiums, deductibles, copays and coinsurance.		Cost:

Cost depends on your income.  
Costs may include premiums, deductibles, copays and coinsurance.  

Eligibility:

Enrollment in Parts A and B is automatic when you turn 65. You may contact the Social Security office if you are eligible. 
Eligibility:

Eligibility depends on the rules of your state. Contact your State Medical Assistance (Medicaid) office if you qualify. 



Popular posts from this blog

Need Help in Paying Medicare?

Image
Need financial assistance? You may qualify for medical costs for the care you receive under Medicare! Here are a few programs we can look into: Medicaid Medicare Saving Program Programs of All-Inclusive Care for the Elderly (PACE) Extra Help State Pharmaceutical Assistance Program Others Eligibility depends on your income, retirement benefits, or other taxable income and assets. It also varies by state.  Let's talk!
Read more

Is Medicare FREE?

Image
Medicare pays for your health care needs at age 65 but it is not 100% FREE.  Medicare costs include: Premiums  -  Fixed amount you pay monthly and can change from year to year.  Deductibles  -  Out of pocket costs you pay for covered services before your plan begins to pay. Co-Payments  -   Fixed amount you pay at the time of service.  Co-Insurance  -  Payment for the split the cost of a covered service. Ex. you may pay 20% and your plan pays 80%.  Good news!  With the right Medicare Plan, you can save on your premiums, co-payments, deductibles, and co-insurance. Let's talk!
Read more