Is Medicare FREE?

Medicare pays for your health care needs at age 65 but it is not 100% FREE. 

Medicare costs include:

• Premiums

 - Fixed amount you pay monthly and can change from year to year. 

• Deductibles

 - Out of pocket costs you pay for covered services before your plan begins to pay.

• Co-Payments

 -  Fixed amount you pay at the time of service. 

• Co-Insurance

 - Payment for the split the cost of a covered service. Ex. you may pay 20% and your plan pays 80%. 

Good news! 

With the right Medicare Plan, you can save on your premiums, co-payments, deductibles, and co-insurance.

Let's talk!