ENROLLING IN MEDICARE
You are eligible to enroll during the Initial Enrollment Period (IEP):
- in the three months prior to the month you turn 65
- the month in which you turn 65
- in the three months after the month you turn 65
Start comparing your current coverage with other options. You may be able to save money.
OCTOBER 15 - DECEMBER 7
Annual Election Period (AEP). Change your Medicare health or prescription drug coverage for 2021. If you decide to.
New coverage begins if you made a change. If you kept your existing coverage and your plan's costs or benefits changed, those will also start on this date.
JANUARY 1 - MARCH 31
Open Enrollment (OEP). If you are in Medicare Advantage Plan, you can make a change to a different Medicare Advantage Plan or switch back to Original Medicare (and join a stand-alone Medicare Prescription Drug Plan) once during this time. Any changes you make will be effective the first of the month after the plan gets your request.
SPECIAL ELECTION PERIOD (SEP)
If you retire after 65, enrollment depends upon when your employer-sponsored coverage ends.
Generally, OUTSIDE OF THESE TIME PERIODS, you can only make changes to your plan due to special conditions, like moving out of your plan area or having Medicaid coverage.
NOTE: You don't need to sign up for Medicare each year. However, each year you'll have a chance to review your coverage and change plans.